Terms of Use

About These Terms

These Terms of Use ("Terms") govern your use of The Property Forge website ("Website", "Service") operated by The Property Forge ("we", "us", "our"). These Terms apply to all visitors, users, and others who access or use the Service.

Acceptance of Terms

By accessing or using our Website, you agree to:

• Be bound by these Terms of Use
• Comply with all applicable laws and regulations
• Be responsible for your use of the Website
• Accept the risks associated with using our educational tools

If you disagree with any part of these terms, then you may not access the Website.

Description of Service

The Property Forge provides:

• Educational Content: Free property investment education and resources
• Calculation Tools: Property investment calculators and analysis tools
• General Information: Market insights and investment guidance

User Responsibilities

Appropriate Use

You agree to use the Website only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Website in any way that violates applicable laws or regulations
• Transmit or send unsolicited or unauthorised advertising or promotional material
• Attempt to gain unauthorised access to the Website or its systems
• Use automated systems to access the Website without permission
• Interfere with or disrupt the Website or servers
• Collect or harvest personal information about other users
• Use the Website to transmit viruses or malicious code

Information Accuracy

When using our calculators and tools, you are responsible for:

• Providing accurate and complete information
• Verifying all calculations and results independently
• Understanding the limitations of our tools
• Seeking professional advice before making financial decisions

Intellectual Property Rights

Our Content

The Website and its original content, features, and functionality are owned by The Property Forge and are protected by:

• Copyright laws
• Trademark laws
• Other intellectual property rights

Permitted Use

You may:

• Access and use the Website for personal, non-commercial purposes
• Print or download content for personal reference
• Share links to our content on social media
• Use our calculators for your own property analysis

Prohibited Use

You may not:

• Reproduce, modify, or distribute our content without permission
• Use our content for commercial purposes
• Remove copyright notices or attributions
• Create derivative works based on our content
• Reverse engineer our calculators or tools

User-Generated Content

If you submit content to us (such as feedback, comments, or suggestions), you grant us:

• A non-exclusive, royalty-free license to use the content
• The right to modify, adapt, or incorporate the content
• The right to use the content for improving our services

You represent that any content you submit:

• Is your original work or you have the right to submit it
• Does not violate any third-party rights
• Is not defamatory, offensive, or inappropriate

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

By using the Website, you consent to:

• The collection and use of information as outlined in our Privacy Policy
• The use of cookies and similar technologies
• The display of personalised advertisements

Third-Party Services

Our Website may contain links to third-party websites or services, including:

• Google Analytics for website analytics
• Google AdSense for advertisements
• External educational resources and tools
• Social media platforms

These third-party services have their own terms and privacy policies. We are not responsible for their content, privacy practices, or terms of service.

Disclaimers and Limitations

No Financial Advice

The Property Forge and all content on this Website:

• Provide general information only
• Do not constitute financial, legal, or professional advice
• Should not be relied upon for investment decisions
• May not be suitable for your specific circumstances

Website Availability

We strive to keep the Website operational, but we do not guarantee:

• Continuous availability or accessibility
• Error-free operation
• Compatibility with all devices or browsers
• Protection against viruses or malicious software

Information Accuracy

While we strive for accuracy, we cannot guarantee that:

• All information is current, complete, or accurate
• Calculator results are error-free
• Market data or examples reflect current conditions
• External links remain functional or current

Limitation of Liability

To the maximum extent permitted by Australian law, The Property Forge shall not be liable for:

• Any direct, indirect, incidental, or consequential damages
• Loss of profits, data, or other intangible losses
• Any damages resulting from your use or inability to use the Website
• Any damages resulting from reliance on Website content
• Any investment losses or financial decisions
• Any technical issues, system failures, or data loss

Indemnification

You agree to defend, indemnify, and hold harmless The Property Forge from and against any claims, damages, obligations, losses, liabilities, costs, or fees (including legal fees) arising from:

• Your use of the Website
• Your violation of these Terms
• Your violation of any third-party rights
• Any content you submit to the Website

Termination

Your Right to Terminate

You may stop using the Website at any time.

Our Right to Terminate

We may terminate or suspend your access immediately, without prior notice, if you:

• Breach these Terms of Use
• Engage in prohibited conduct
• Attempt unauthorised access to our systems
• Use the Website in ways that could harm us or others

Effect of Termination

Upon termination:

• Your right to use the Website ceases immediately
• Provisions regarding limitations of liability survive
• We may delete your account information

Changes to Terms

We reserve the right to modify these Terms at any time. When we make changes:

• We will post the updated Terms on this page
• We will update the "Last Updated" date
• We may notify users of significant changes
• Continued use of the Website constitutes acceptance of new Terms

It is your responsibility to review these Terms periodically for changes.

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Australia. Any disputes arising from these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the Australian courts.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining Terms shall remain in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and The Property Forge regarding the use of the Website.

Contact Information

If you have any questions about these Terms of Use, please contact us:

Acknowledgment

By using The Property Forge website, you acknowledge that:

• You have read and understood these Terms of Use
• You agree to be bound by these Terms
• You understand the limitations and disclaimers
• You will use the Website responsibly and legally
• You accept the risks associated with property investment

Thank you for using The Property Forge responsibly. We're here to help you learn and make informed decisions about property investment.