Important Disclaimer

General Information Only

All tools, calculators, educational content, and information provided on The Property Forge are for general informational and educational purposes only. This information:

• Does not take into account your personal financial situation, objectives, or needs
• Should not be relied upon as the sole basis for any investment decision
• May not be suitable for your particular circumstances
• Is based on assumptions and market conditions that may change
• Cannot guarantee any particular outcome or result

Professional Advice Required

Before making any property investment or financial decisions, you should:

• Consult qualified professionals including licensed financial advisers, accountants, tax advisers, and solicitors
• Obtain independent advice that considers your personal financial situation and objectives
• Conduct your own research and due diligence on any potential investment
• Consider all risks associated with property investment
• Ensure you understand all legal, tax, and financial implications

Calculator and Tool Limitations

Our calculators and analysis tools:

• Are based on information and assumptions you provide
• Use simplified models that may not reflect complex market realities
• Cannot account for all possible variables and market changes
• Provide estimates only, not guarantees of future performance
• Should be used as a starting point for your research, not definitive analysis
• May contain calculation errors or technical issues

Investment Risks

Property investment involves significant risks, including but not limited to:

• Capital loss and decline in property values
• Rental vacancy periods and loss of rental income
• Interest rate increases affecting loan repayments
• Unexpected maintenance and repair costs
• Changes to tax laws and regulations
• Market volatility and economic downturns
• Liquidity constraints when selling property
• Changes to local planning laws and zoning

You should carefully consider these risks and your ability to bear potential losses before making any investment decisions.

No Guarantees or Warranties

The Property Forge makes no representations or warranties about:

• The accuracy, completeness, or currency of any information
• The reliability or availability of our tools and calculators
• The suitability of any information for your particular purpose
• Any particular investment outcome or result

Information Currency and Changes

Information on this website may become outdated, and we are not obligated to update it. Tax laws, regulations, market conditions, and other factors change regularly and may affect the relevance of our content.

Limitation of Liability

To the maximum extent permitted by law, The Property Forge and its operators exclude all liability for any loss or damage arising from:

• Your use of this website or reliance on any information
• Any errors, omissions, or inaccuracies in our content
• Technical issues, system failures, or unavailability
• Any investment decisions or financial losses
• Any indirect, consequential, or special damages

Australian Focus

This website is designed specifically for the Australian property market and Australian tax and legal conditions. Information may not be relevant or applicable in other jurisdictions.

Educational Purpose

Our content is designed to help you:

• Understand basic property investment concepts
• Learn how to analyse potential investments
• Ask better questions when consulting with professionals
• Develop your own research and analysis skills

However, education alone is not sufficient for making investment decisions. Professional advice tailored to your circumstances is essential.

Your Responsibility

By using The Property Forge website and tools, you acknowledge that:

• You have read and understood this disclaimer
• You will not rely solely on our information for investment decisions
• You will seek appropriate professional advice
• You accept responsibility for your own investment decisions
• You understand the risks involved in property investment